![]() However it is not the only method of preservation. Volcanic preservation tends to be the most common method of fossilization for petrified wood, as it is unaffected by climate trends. ![]() In preventing decomposers from doing this, much of the decomposition that actually occurs happens over a very prolonged period of time, perfect for fossilization. The ground that they were buried in was saturated with moisture, which meant that overall there was a lower oxygen content, preventing the most common decomposer organisms (bacteria, fungi, subterranean arthropods) from eating away at the trees in great numbers. Most known petrified forests were found with evidence that they were buried very quickly all at once, most commonly through volcanic ash, mudslides, or a combination of the two. It is very important for fossilization that the deceased remains of an organism decompose slowly, over a long period of time. Thus, when the permineralization process affects submerged trees, much of the actual bodily structure of the tree is retained. The mineralization process begins on this outermost layer first, with the inner parts of the cell mineralizing at a much slower rate. The cells that compose wood, by nature, are structurally boxy and strong. Uniquely, plants have a cell wall, a structure surrounding all of their cells made of cellulose, hemicellulose, and lignin, complex carbon-based molecules that form, among other things, the majority of the structural elements of wood. Trees, like all plants, have a different cellular structure from most other organisms on the planet. ![]() This process, called permineralization, is one of the most commonly observed methods of fossilization, and is the process by which the forests of Earth’s prehistory are preserved and known to us in the present day. Mineral-rich water is then drawn through this empty space, and leaves behind sediment that fills the empty space, which is then compacted. When the organic component of a deceased organism decomposes, it leaves empty space within the compacted sediment that then holds the shape of the organism’s remains. Soft, organic tissue degrades relatively rapidly compared to inorganic compounds like the surrounding sediment. What's old is new again, with Evolution's extensive petrified wood collection! DETAILS SKU: FO-PW0004ĭimensions: Approximately 3.A slice of 200 million year old petrified wood from Arizona with details such as tree rings preserved.įossilization occurs most often when a lifeform dies on or in sediment saturated with water. Individual shapes and colors vary but your item will resemble the pictured examples. The different minerals in groundwater are what give petrified wood its variety of colors. ![]() Eventually the wood is completely mineralized, often preserving minute structural detail. Over millions of years, water bearing silica trickles down through the sediment and the silica forms crystals in the cells and hollows of the wood. The petrification process occurs when wood becomes buried under sediment, such as volcanic ash (most petrified wood is associated with volcanic activity), and is preserved due to a lack of oxygen, inhibiting aerobic decomposition. This means that more-or-less all of the original organic materials have been replaced with minerals. Petrified wood is the result of a tree's trunk or limbs having turned into stone by the process of permineralization. They are a unique way to enhance your home's décor. They make great paperweights, and also look good displayed in groups on a coffee table or shelf. Our Petrified Wood is offered in chunks that nestle into the palm of your hand. Each has a flat base finished on the bottom with black felt to protect your furniture. These handsome blocks have been cut and polished to prominently display the colors, markings and patterns that are unique to each piece.
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Last year, I asked ANW showrunner Anthony Storm about how producers decide who gets backstory time and who does not. We’ll get several minutes of backstory, and then someone will fall on the first or second obstacle, and they’re done. The bio packages can be even longer than the actual run. I could use less focus on adversity alone, which makes people seem like they’re only about overcoming their worst moments, and thus sometimes becomes a kind of inspiration porn. I am always glad to get to know the competitors beyond the course. While I’m complaining, the bio packages are too much. I don’t envy their jobs, even while I complain about the results! No reality TV show can include everything, and story producers and editors have to make decisions about what gets makes the episode and what does not. The men’s race was just quickly summarized, so we only saw the women’s race in full. Five women ran the course we only saw two runs, with a third in a montage.įour of the night’s cut runs were the four people who made it to the head-to-head race-and even that got cut down. In episode three, for example, of the nine men who ran the course, we only saw five full runs, with four others shown in montages. A considerable number of runs in these shorter episodes are delivered in montage form, or just mentioned in passing. Episodes are 42 minutes without commercials, and now the last act-about five minutes-is handed over to the head-to-head races.īut we don’t always get to see those in full. ![]() The episode length is not as big of a deal on its own. (Those who have competed in the head-to-heads have been extremely supportive of each other, such as cheering on their competitor after they fall.)Īlly Tippetts-Wootton and Kyndal McKenzie face off at the end of the ANW qualifying round (Photo by Elizabeth Morris/NBC) I’m here to watch people attempt obstacle after obstacle, cheering each other on from the sidelines, not watch them duke it out in a race. But since most people will fall, and sometimes no one makes it to the very end, the real competition is person versus the course. I’m annoyed because American Ninja Warrior is, yes, ultimately a competition for $1 million. We’re getting a preview of the head-to-head races-and courses-that will be used during the semifinals, and since I’m already annoyed with them, that’s not exciting me for the semifinals. As part of the main show, it’s been a dud so far, taking away more than it’s adding. In each of those, it helped differentiate the spin-offs and added a different flavor. ![]() Ninja and Universal Kids’ American Ninja Warrior Junior. ![]()
![]() Unless it occurs on a secured system, such as a Secure Message Center, email is not a secure form of communication. Library Genesis, also known as LibGen and Genesis Publisher:McGraw. To protect your security, never send your account numbers or other financial information by email. Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. You will be sharing valuable personal information. 70: Anonymous Leak Enthusiast What will the government do if there are no dungeons nearby China only has one known dungeon. Never let anyone put your account number on a check or any other document not associated with a purchase on your account.Ĭonduct business with companies that you know and that are reputable. r/genesiscoupe: A subreddit for the Genesis Coupe community to post pictures, ask questions, and have a good time. Keep your copy of receipts and shred them up at home after matching them to your statement. Vehicle had perfect service records and a clean Carfax report both of which they were very proud to show to me while I looked at the car. This is the best Sega Genesis emulator Ive found and the benefits of using it (shaders, runahead frames, black frame insertion) are unbeatable. Hi guys, I recently purchased a 2019 Genesis G70 2.0T Advanced 19k miles. For Android, MD.emu is also really great. Genesis Alpha One is a pretty good incremental in disguise. The coding bootcamp's instructor gave most of their feedback to G10 instead of to the trainees directly. If Taylor had decided to quit within the first year after training, they would have owed G10 20,000. Never leave receipts behind where someone could pick them up�especially ATM, supermarket, and self-service gasoline pump receipts. BlastEm and Kega Fusion are great options for a standalone emulator on PC. Im Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. G10 paid a 38k salary rate during the bootcamp, a 50k salary once placed, and then 60k for the second year. This information is very important if you need to report a problem immediately to your creditors. A faulty head unit that caused so many problems, including a weird blue bar on the nav screen, a green screen of death in which every function was inoperable, and crazy notifications from the radio. Keep a printed list of all of your financial account numbers in a safe place along with corresponding customer service phone numbers and addresses. A fault with the charging system that led to the battery overheating and repaired it with a software update. ![]() ![]() Respected computer scientist Phil Karlton has been attributed as declaring (in paraphrased form here) that naming things is one of the biggest challenges for software teams. A Naming Scheme for Triggers and Functions We’ll talk about the optional modifiers as we encounter them in examples below. There are many options available in the general DDL syntax for declaring a trigger, and it would take a significant time to treat all possible permutations, so for the sake of brevity we’ll talk about only a minimally-required subset of them in examples that follow using this abridged syntax: CREATE TRIGGER name Ī trigger function takes no parameters, and the return type must be TRIGGER. Let’s get about learning the nuts and bolts. These objections might have some merit, but if you think about it, data is a valuable asset and so you probably do in fact want a skilled and experienced person or team responsible for the RDBMS in a corporate or government organization anyway, and similarly, Change Control Boards are a proven component of sustainable maintenance for an information system of record, and one person’s side effect is just as well another’s powerful convenience, which is the point of view adopted for the balance of this article. Another point of view considers triggers as an unexpected side effect of some other action and as such, may be obscure, easily missed, difficult to debug, and frustrating to maintain and so should usually be the last choice, not the first. Some software professionals have reported that corporate change controls on database systems are typically more vigorous than on application code, so that if business rules or other logic is implemented within the database, then making changes as requirements evolve is prohibitively cumbersome. The Case Against Triggers and Stored FunctionsĪ review of commentary on the PostgreSQL General mailing list revealed some opinions unfavorable toward the use of triggers and stored functions which I mention here for completeness and to encourage you and your team to weigh the pros and cons for your implementation.Īmongst the objections were, for example, the perception that stored functions are not easy to maintain, thus requiring an experienced person with sophisticated skills and knowledge in database administration to manage them. Also, in PostgreSQL stored functions can be configured to execute code at a higher privilege level than the session user, which admits some powerful capabilities. Additionally, data processed on the server rather than in application code does not cross the network, so there is some lesser risk of data being exposed to eavesdropping as well as a reduction in network congestion. ![]() Another common use of triggers and stored functions is to make views writable, i.e., to enable inserts and/or updates on complex views or to protect certain column data from unauthorized modification. This ensures consistent execution of DML code for data validation, data cleansing, or other functionality such as data auditing (i.e., logging changes) or maintaining a summary table independently of any calling application. By building DML code into the database itself, you can avoid duplicate implementation of data-related code in multiple separate applications that may be built to interface with the database. Let’s talk about why you might want to invest in understanding triggers and stored functions. In this article we delve further into another more capable aspect to automatically invoke custom code, namely the use of triggers and stored functions.Introduction Use Cases for Triggers and Stored Functions This automated behavior of invoking functional code as part of the integral response to data manipulation language (DML) activity is a powerful feature of sophisticated relational database management systems (RDBMS) like PostgreSQL. We saw that employing the serial data type keyword in a table data definition language (DDL) statement is implemented as an integer type column declaration that is populated, upon a database insert, with a default value derived from a simple function call. In a previous article we discussed the PostgreSQL serial pseudo-type, which is useful for populating synthetic key values with incrementing integers. We honor his contributions to the PostgreSQL community and wish peace for our friend and guest writer. Note from Severalnines: This blog is being published posthumously as Berend Tober passed away on July 16, 2018. ![]() Nikki Love and Ashley McFarlin Executive Produce for WE tv. Trey Haley serves as Co-EP and Director and Carl Weber as Co-EP and Writer. Brown Jones, who also serves as Showrunner. Jamie Foxx and Datari Turner Executive Produce for Foxxhole Productions alongside Executive Producers Antney and Nikaya D. Bev is Boss pulls back the curtain on my personal journey and invites the world to experience each step along the way.” Look back at top cast moments from Love & Hip Hop: Atlanta- let us know your favoriteVH1 LHH LHHATL LHHNY LHHMIA LHHH More from Love & Hip Hop:Officia. Working with Jamie and his team to bring my story to life has been deeply rewarding on a professional level. “However, it’s where I needed to go creatively to tell this uniquely personal story. ![]() “Being vulnerable and letting others in isn’t exactly a comfortable place for me,” said Antney. Her story will unfold over an eight-episode season this summer on WE tv. She is the mother of acclaimed rapper Waka Flocka Flame and is infamous for her ‘no holds barred’ approach to the business.Īntney serves as executive producer and, during series development, candidly shared her life experiences, an audacious yet bracingly rare occurrence in the business of entertainment. The series will debut this fall, exclusively on WE tv and sister streamer ALLBLK.īev is Boss is a scripted drama that will follow the career of Deb Antney, who rose to fame for breaking the careers of several high-profile artists, such as Gucci Mane, French Montana and Nicki Minaj. “I’m so excited to let viewers back into our lives to see what my family has been up to since you’ve seen us last,” Johnson-Rushing said in a statement. Curtis "50 Cent" Jackson & Mona Scott-Young To Produce 'Hip Hop Homicides' For WEtv, Van Lathan To Host ![]() We don't just tell you what is best, we help you discover what is best for your family. Our list is not an ordered ranking from 1-10, instead it is a carefully selected group of tried-and-tested products, each of which we believe is best for a different situation or requirement. Each year thousands of products are put through their paces by hundreds of parents across the country on behalf of MadeForMums, to ensure we’re bringing you honest and true reviews and recommendations. They rely on a number of sources, including our independent reviews, testing undertaken during the MadeForMums Awards, and feedback from our home testing panel and Top Testers Club. Pay no interest when you pay your full balance within 6 months 29.9 APR representative (variable) +1 more offers. Best tumble dryer for no shrinkage: AEG AbsoluteCare T8DEE945R Heat Pump Tumble Dryer, £1,099. 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You have a few options for cold water therapy. However, it’s best to do cold water therapy under the guidance of a physical therapist, chiropractor, or other healthcare professional if you’re using it to recover from an injury, for sports performance, or to help with chronic pain. Over time, this may boost circulation by improving your blood vessels’ ability to circulate blood through your body.Ĭold water therapy can be done at home, in a natural body of water, or at a fitness club, physical therapy clinic, or specialty wellness studio. Around every blood vessel is a muscle, so just like doing a bicep curl strengthens your biceps, cold water therapy strengthens your blood vessels, Leary explains. Using cold water therapy on a regular basis may also have long-term benefits for your heart and blood vessels. As such, methods that lower inflammation, like cold water therapy, may be helpful for many health complaints. “You can’t have pain or disease without inflammation,” Leary says. When that happens, the oxygen- and nutrient-rich blood gets pumped back to your tissues, helping remove waste products, such as lactic acid, and lower inflammation, per research. When more blood moves toward your major organs, it’s able to gather more oxygen and nutrients.Īs soon as you emerge from the cold water, those same blood vessels expand (known as vasodilation), Dr. Plus, water exerts pressure (known as hydrostatic pressure) on the body, which promotes blood flow to major organs like the heart, brain, and lungs, according to research. Proponents claim that this method increases energy, boosts the immune system, improves sleep, and helps the body heal faster. He took what he learned from his cold experiences and created the Wim Hof Method, a combination of breath work, cold therapy, and commitment practices. His feats include swimming underneath ice for approximately 217 feet and standing in a container while covered in ice cubes for more than 112 minutes, according to his website. ![]() Hof, also known as "The Iceman," is a Dutch extreme athlete who earned his nickname by breaking world records related to cold exposure. Recent interest in cold water therapy is thanks in part to Wim Hof. As a result, many professional and everyday athletes turn to cold water therapy to help recover from exercise. “A lot of the research that we see now shows how cold water influences circulation and how that plays into muscle damage that occurs as a result of exercise, and also some of the cellular processes that go into muscle soreness,” says Mathew Welch, CSCS, an exercise physiologist at the Hospital for Special Surgery in New York City. In the early 2000s, researchers turned their attention to cold water and exercise recovery. Hines came out with research in the early 20th century that helped us understand some of how cold water immersion works in the body - in particular, the effects of cold water immersion on blood pressure and the autonomic nervous system, which controls automatic physiological processes like heart rate. For example, cold water immersion was used for therapeutic and relaxation purposes in ancient Greece and promoted by Roman physician Claudius Galen as a treatment for fever, according to a review published in February 2022 in the European Journal of Applied Physiology. ![]() Read on to learn about potential health benefits and the possible risks of cold water approaches for health and medical uses, and to evaluate if this therapy is worth discussing with your doctor.Ĭultures around the world have used cold water therapy for thousands of years. Research on the topic has generally focused on pain, muscular injury prevention and recovery, and mood, and cold water therapy is considered a complementary therapy given that it’s an evolving field. While it has a long history, it’s primarily used to speed healing after an injury, ease joint and muscle pain, and quicken recovery from exercise, among other possible health benefits. While you might be tempted to write off these feats as a social media trend, submerging your body in bone-chilling water is actually an age-old practice known as cold water therapy, a type of cryotherapy.Ĭold water therapy is the use of water to promote health or manage disease, according to research. Scroll through Instagram and you’ll likely see videos of people climbing into tubs filled with ice and frigid water, taking cold showers, or plunging into freezing alpine lakes. ![]() These paid plans let you send between 500 and 1 million emails per month, depending on the plan chosen (the free version lets you send 200 newsletters per month). Then, there’s Wix’s email marketing plans (previously known as ‘Ascend’). Prices for apps in Wix start from just a few dollars a month but can get quite expensive (in some cases actually exceeding the monthly cost of your Wix plan) - it really depends on the app you’re using. These include live chat apps, popups, reviews and ratings, social media integrations and calendars. This contains around 655 apps and integrations that you can incorporate into your Wix website or store. It’s important to remember that you can make your Wix account do more thanks to a variety of available add-ons.įirst, there’s the Wix App Market to consider. It also provides a very good way to try the platform out before committing to a paid-for plan. If you need to create a simple website for a birthday party, local event or anything else where there isn’t a budget for web design, then the Wix free plan offers a handy way to do this. ![]() You can’t map a custom domain using this plan ( etc.).Īdditionally, the feature set for the free plans is rather limited, as the table below highlights: Featureĭespite its limitations, the Wix free plan can work very well in certain contexts.Websites built with it feature very prominent adverts for Wix.The main disadvantage of the plan is its bandwidth limit: if you are likely to have a lot of visitors, and especially if those visitors are going to be downloading large files, then the Wix Light plan is not going to be a great fit for you. The Wix Light plan is suitable for users who just need a personal website or portfolio, or a small business that needs a basic website without a store. 2GB bandwidth per month (this being the amount of data your users can download from your site each month).24/7 customer support delivered by email, live chat or phone (with the availability of each support channel varying by country / language).the ability to upload 30 minutes of video content to your site (which can then be streamed, bought or rented by your visitors).2GB storage (for any images you need to display on your site or files that you want to let users download from it).a free domain name for your first year of service (via a free domain voucher).You get started with Wix by choosing a template, clicking on the bits of its design that you want to edit, and then adjusting settings in the style editor to change them.įor example, you can click on some text and apply a new font, click on a background and change its colour, and so on (the screenshot below gives you an idea of how this works). It also comes with SEO features that help ensure the visibility of your site in search results. It lets you create your website or online store in a web browser without coding, and edit it easily with a user-friendly content management system (CMS). Wix a ‘hosted solution’ - meaning that it runs on its own servers, and you don’t need to install any software on your computer to use it. Blogs, portfolios, websites for local organizations - that sort of thing.Īdditionally - thanks to a growing set of ecommerce features - Wix can also be used by users who wish to create an online store - as most of its plans now come with selling tools. It can be used to create a wide variety of personal websites and brochure sites - i.e., where displaying information, rather than selling items online, is the key priority. The Wix platform lets you build your own site without knowing how to code. ![]() Wix is a website and online store building tool that is aimed mainly at individuals, ‘solopreneurs’ and small business owners.
![]() The difference is known as the bid/ask spread, which is captured as compensation by the market makers, such as the traders on the floor of the New York Stock Exchange. For every trade, it costs the purchasing investor slightly more to buy a share of stock or a bond than the selling investor pockets by selling it. The main costs of trading come from the bid/ask spread and market impact. Since Turnover is a measure of the fund’s trading activity, it is a proxy for the fund’s trading costs, which ultimately reduce the fund’s returns. Research reveals that high Turnover Ratios are associated with worse fund performance than low Turnover Ratios, in the following three ways: What can a fund’s Turnover Ratio tell us about its expected performance? The 10%, 50% and 90% columns are the respective Turnover percentile for each group. The N column indicates the number of funds. The table shows the current Turnover ranges for several classes of funds. As a general rule for stock funds, but not necessarily for bond funds, those funds with lower Turnover for their category tend to perform better than their peer funds with higher Turnover. For example, the median Turnover for actively managed short-term bond funds is 68%, while that of S&P 500 index funds is 5%. But it is more informative to describe typical Turnover by fund type, as management of different types of portfolios demands different levels of trading activity. The median Turnover across all current funds in the database is 39%. Large Cap Short-Term Reversal Strategy ETF (UTRN) clocks in at a dizzying 4,280%, holding its stocks only 8 days on average. The fund with the highest current Turnover, Vesper U.S. ![]() Over 200 funds in the Refinitiv Lipper database were comfortably “buy and hold” in their last fiscal year, reporting 0% Turnover. The range of fund Turnover Ratios is wide. ![]() Similarly an excess of sales over purchases would correspond with outflows of investors redeeming their shares net of new investments in the fund. Returning to the hypothetical fund above, which purchased $7 billion of securities in the past year while selling $6 billion, the $1 billion of purchases in excess of sales would correspond with a $1 billion inflow of new investments in the fund net of redemptions. The qualification of lesser of purchases and sales is important, as it distinguishes the fund portfolio’s trading activity from investors’ investments and redemptions of the fund itself. Roughly speaking, a Turnover Ratio of 100% is consistent with the fund replacing its entire portfolio in the year, holding the average portfolio security for 1 year 50% corresponds with a fund replacing half of its portfolio in the year, holding the average security for 2 years and 200% is compatible with a fund replacing its entire portfolio twice in the year, holding the average security for six months. If a fund with, say, an average portfolio value of $10 billion in 2021 bought $7 billion of portfolio securities and sold $6 billion worth that year, it would have a Turnover Ratio of $6 billion / $10 billion = 60%. The formula for calculating a fund’s annual Turnover Ratio is defined by the Securities and Exchange Commission to be the lesser dollar value of the fund’s total purchases or total sales divided by the average dollar value of the fund’s portfolio in the given year. Personal Fund will help you control Turnover and other fund costs.High Turnover funds go out of business more often.High Turnover funds have worse tax consequences.High Turnover funds have lower returns.What can a fund’s Turnover Ratio tell us about its expected performance?.Especially with stock funds, low Turnover funds are more likely to deliver satisfactory performance than high Turnover funds. Turnover Ratio is an important number for a fund investor to understand and take note of. What is a fund’s Turnover Ratio and why is it important to investors?Īll mutual funds and ETFs report their Turnover Ratio (or simply, Turnover) which is a measure of trading activity in the fund’s portfolio. We value them as customers and appreciate their patience as we make strides to provide them with a superior customer experience. We extend our sincere apologies for the inconvenience and frustration Mr. and ****************** credit reporting continues to reflect delinquent to the credit reporting agencies (CRA) to reflect the corrections, they will need to file a dispute directly with the specific CRA. Please allow 4-6 weeks for the credit reporting agencies (CRA) to reflect the corrections, made by Caliber. Please be advised, Caliber has removed the negative credit reporting by removing the tradeline from Mr. We appreciate the opportunity to address Mr. In their correspondence, they are requesting Caliber to remove the late payments reported to the credit bureaus for the November 2017 and December 2017 installments. Should ************************** have any additional questions or concerns regarding the loan, we encourage her to contact our *************************** at **************.Įnclosure(s) Loan payment history and escrow analysis from January and August 2023.Ĭaliber Home Loans, Inc. Included on her loan payment history and escrow analysis is a breakdown of how much of her monthly payment is applied to her escrow and the anticipated disbursements from her escrow. ************************** should contact her tax authority or insurance agency regarding any questions about the amounts of her escrowed items. ************ tax amounts or insurance premiums, and her monthly payment can fluctuate based on the disbursements from the escrow account. However, on August 11,2023, Caliber generated an updated escrow analysis and a surplus of $1,410.90 was found which lowered the base escrow payment from $808.84 to $607.30 resulting in the monthly payment decreasing to $1,804.68 effective September 1,2023. ![]() ![]() ![]() While there was a calculated surplus on her escrow analysis generated on January 27, 2023, the base escrow payment had increased. ************ escrow account monthly payment is based upon disbursement projections for the next year using what we paid out the previous year. ************ correspondence, she stated Caliber increased her monthly payment while her insurance did not increase. |
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